Up to 2% cashback on your credit card bill payments - Uncapped
In this comprehensive guide, we explore how you can earn up to 2% cashback on your credit card bill payments, with no cap.
Welcome to my guide on how to maximize your returns on credit card payments. Discover the methods and specific cards that can earn you up to 2% cashback, with no cap, on your credit card bill payments.
Cards to use
Citi Gold Debit Card
This primarily applies to individuals who already possess a Citi Gold account and a Citi Gold Debit card, as this account variant and card are no longer available following Axis Bank's acquisition of Citi Bank India.
Earnings & Redemptions: Receive a flat 2% cashback on all expenditures, including credit card bill payments made through specific portals. Usually, these are excluded. The cashback can be redeemed and credited to your bank account in multiples of ₹50.
Standard Chartered Priority Debit Card
This card is offered by Standard Chartered as part of its Priority Banking relationship. This requires a Total Relationship Value (TRV) of 30L or a monthly salary credit of 3L per month into your Standard Chartered account.
Earnings & Redemptions: The card awards 5 points for every ₹100 spent. Each point can be redeemed for vouchers at a value of ₹0.25 per point, which effectively provides a reward rate of 1.25%. Some of the most sought-after vouchers through SC include Marriott and ITC, which are two of my favorites. Additionally, there are vouchers for Uber, various luxury brands, Urban Ladder, and more.