Right on Points · Services
Recommended for those with ₹25L+ in annual card-routable spend.
Why this works
Recommended annual spend of ₹25 Lakhs+ routable through credit cards.
The Service
We start with a deep-dive into your spending patterns — categories, volumes, existing cards — to understand exactly where your money is going and where points are being left on the table.
Not everyone needs the same cards. I'll recommend the precise stack for your profile — the right issuers, the right tiers, and the right order of priority — to maximise every rupee you spend.
A detailed playbook: which card to use for which category, how to stack offers and rewards, and how to ensure you are earning at the highest possible rate across all your spends.
Earning is only half the equation. I'll show you the most valuable ways to redeem your accumulated points — aspirational flights, hotel stays, and more — so you know exactly what you're building towards.
Everything is delivered as a clear, actionable written strategy — not just a call. You'll have a reference document you can execute against, revisit, and share.
Strategy evolves. Banks change their programmes. You'll have ongoing access throughout the year to check in, ask questions, and recalibrate as needed.
Is this for you?
If you’re spending ₹25 Lakhs or more a year — across business expenses, vendor payments, travel, or personal spend — and routing any of that through credit cards, you are almost certainly not optimising it.
The right strategy can turn that spend into business class flights, five-star hotel stays, and hundreds of thousands of points — every single year.
Not the right fit if you:
Pricing
The price of your subscription will not change as long as your membership is active and renewed before it expires.
*Does not apply to promotional or discounted rates.
Why me?
I’ve been in the credit card and loyalty points space for close to a decade — not as a blogger writing about it from the sidelines, but as a practitioner with over 500+ personal redemptions across airlines and hotel chains worldwide.
I fly 50+ flights a year, mostly in business or first class. I stay 100+ nights in hotels. The vast majority of this is funded by credit card points and miles. I know what works, what doesn’t, and — critically — what has changed.
I earn no referral commissions from banks. My advice is independent. My only incentive is to give you the right strategy.
If you have an active subscription, please email hello@rightonpoints.com for assistance.
Get Started
If you’re spending ₹25L+ a year and not working a deliberate credit card strategy, you’re giving away free travel every single month. Let’s fix that.
